actualités wealth-a7

SCPIs

An SCPI (société civile de placement immobilier) is a financial product offered by a property management company, enabling investors to invest in a proportion of property assets via...

European elections and ECB meeting: what outlook for the markets in June?

Between the European elections and the ECB meeting, the beginning of June is likely to be a turbulent month for the European markets. The European elections take place on 9 June, and the next ECB...

Turnkey old buildings: the perfect compromise for 2024

After two difficult years in the property world in the wake of COVID, marked by a shortage of raw materials and high interest rates, property nevertheless remains a secure investment for the future,...

The 2024 tax return period has begun!

There's no escaping it, the tax return campaign has started! As always, it starts in April, but when does it end for you and what are the changes? Here are the questions we'll be answering in...

End of the bourgeois dwelling clause! What impact will airbnb have?

For several years now, short-term rentals have been criticised for the strain they place on the rental stock. Targeted by a number of laws, most notably the latest Finance Act, which significantly...

Central banks face up to economic and geopolitical realities

As we saw in the article of 08 March 2024, the various indicators are improving in many parts of the world, but caution reigns on the markets. The Western economies are undecided, due to a number of...

Life annuity mortgage

Unlike life annuity sales, life mortgage loans are relatively recent, having been included in the French Consumer Code in 2006. What are the differences between these two contracts? How does the...

Macroeconomic point: 8,000 points!

While the Paris Bourse has exceeded 8,000 points for the first time in its history, the context remains unpredictable. Numerous indicators have been presented recently, but there is no clear outlook...

Taxation of dividends

Dividends are an increasingly common source of income for both directors and shareholders. How are they taxed? Here are some answers. What is a dividend? A dividend is a company's profit...

Your VAE with Wealth A7!

More and more rules are governing the lives of wealth management advisers. In order to protect the customer and ensure the security of the whole process, the authorities have introduced numerous...

Finance Act 2024: what impact will it have on furnished tenants?

There has been a lot of talk over the past year about the tax regime for furnished lettings, especially in the tourism sector, sometimes referred to as the AirBnB niche. In the end, an amendment...

The Prêt à Taux Zéro in 2024

Following Bruno Le Maire's announcement on Wednesday 18 October, we knew that the PTZ would be extended. The Finance Act for 2024 (art. 71) has extended the PTZ until 31 December 2027, subject to...

Is this the end of the restitution claim?

At the start of the new year, we take a look at an important point in the Finance Act 2024: the reform of the restitution claim. What is the restitution claim? What is the impact of this change?...

HAPPY FESTIVE SEASON!

This week we won't be tackling any economic, tax or legal issues! This week, we simply want to thank you for reading us and for your confidence in us, day after day. In this year of 2023,...

What news from the bond market?

...

A new offer: a structured product with a ratchet effect

In the current economic climate, our partners are constantly improving their financial solutions to meet our needs and those of our customers. The result is an ingenious new product: a structured...

Diversification and optimisation: the ABCs of wealth management!

Wealth management covers legal, asset, financial, retirement and tax issues! Today we're focusing on two of them: financial investments and tax optimisation. Financial investments This is...

Life insurance: a long-term investment?

We often hear that life insurance is a contract that is locked in for 8 years. Obviously, this is not true! Apart from the tax aspect, which we won't go into today, which is favourable once the...

The Prêt à Taux Zéro

Following on from the decision to extend real estate zoning, the government, through the intervention of its Minister Bruno Le Maire, is outlining Prêt à Taux Zéro’s new...

Toulouse in Zone A - what does this change?

With the decree of 02 October 2023, the authorities have changed the zoning, i.e. the classification of certain areas according to the degree of tension they are experiencing in their local property...

Inflation, a familiar word but unknown consequences!

Last week, we talked about the impact of inflation on bonds, but how is inflation explained? How does it influence the monetary policies of central banks? Here are a few explanations. What...

Central bank decisions in the light of inflation

With inflation stabilising, the decisions of the world's central banks are eagerly awaited by everyone in the financial world. What are their latest decisions? What are they based on? Wealth A7...

Bonds and inflation!

Bonds are becoming an increasingly popular asset. But what is it really? What is the impact of the current situation on this investment? Here are some explanations. A few general points about...

BRICS Summit

We have just witnessed what could shake up economic relations around the world: the expansion of the BRICS to include new members! Meeting last week in Johannesburg, the five current members of the...

Transferability of credit

While this was common practice for many years, the unprecedented period of low interest rates has seen this clause gradually disappear. Why? Simply because, with a falling property loan market, a...

A short summer break!

After a turbulent and unpredictable 2022, the beginning of the year has seen some developments that should enable us to move forward. A more stable 2023 The transformation of the financial,...

Decarbonization of the financial world

Following on from the government's decisions, and in particular the taxonomy mentioned in our article of June 16, 2023, the financial world is placing increasing emphasis on sustainable...

What is a wealth assessment?

Wealth management advisers are an increasingly well-known and widespread profession. We often talk about the qualities of these professionals, but what is the essence of their work and how do they go...

Property dealing

Increasingly popular, property deals are coming up against the realities of the banking world. Admittedly, these projects often offer double-digit returns, but there are conditions to be met. Here we...

Understanding the PER!

Among the investments and solutions regularly mentioned is the Retirement Savings Plan (PER). Since its introduction on 1 October 2019 with the entry into force of the Pacte law, it has gradually...

Alternative investments

In today's fast-moving financial environment, it is sometimes difficult to position yourself in traditional financial investments. That's why there are alternative solutions that meet certain...

Financial investments put to the test by the energy transition

In recent years, the financial sector has undergone a major transformation, driven by public expectations of environmental responsibility. It all began with the introduction of ESG criteria...

Understanding the stock market

We often talk about the financial markets and the stock market, but what are they really all about? Many of the major players that impact on our daily lives are involved. So how do you make sense of...

Why call on the services of a Wealth Advisor?

Contrary to popular belief, an asset management adviser is not just for the wealthy. Indeed, everyone can find themselves in a situation where the knowledge and expertise of an adviser would be...

The Groupement Forestier

Among the tangible investment vehicles, Groupements Fonciers Forestiers (GFF) or Groupements Forestiers d'Investissements (GFI) are experiencing a real boom. We have noticed that clients are...

SCPIs

An SCPI (société civile de placement immobilier) is a financial product offered by a property management company, enabling investors to invest in a proportion of property assets via...

Learn more
European elections and ECB meeting: what outlook for the markets in June?

Between the European elections and the ECB meeting, the beginning of June is likely to be a turbulent month for the European markets. The European elections take place on 9 June, and the next ECB...

Learn more
Turnkey old buildings: the perfect compromise for 2024

After two difficult years in the property world in the wake of COVID, marked by a shortage of raw materials and high interest rates, property nevertheless remains a secure investment for the future,...

Learn more
The 2024 tax return period has begun!

There's no escaping it, the tax return campaign has started! As always, it starts in April, but when does it end for you and what are the changes? Here are the questions we'll be answering in...

Learn more
End of the bourgeois dwelling clause! What impact will airbnb have?

For several years now, short-term rentals have been criticised for the strain they place on the rental stock. Targeted by a number of laws, most notably the latest Finance Act, which significantly...

Learn more
Central banks face up to economic and geopolitical realities

As we saw in the article of 08 March 2024, the various indicators are improving in many parts of the world, but caution reigns on the markets. The Western economies are undecided, due to a number of...

Learn more
Life annuity mortgage

Unlike life annuity sales, life mortgage loans are relatively recent, having been included in the French Consumer Code in 2006. What are the differences between these two contracts? How does the...

Learn more
Macroeconomic point: 8,000 points!

While the Paris Bourse has exceeded 8,000 points for the first time in its history, the context remains unpredictable. Numerous indicators have been presented recently, but there is no clear outlook...

Learn more
Taxation of dividends

Dividends are an increasingly common source of income for both directors and shareholders. How are they taxed? Here are some answers. What is a dividend? A dividend is a company's profit...

Learn more
Your VAE with Wealth A7!

More and more rules are governing the lives of wealth management advisers. In order to protect the customer and ensure the security of the whole process, the authorities have introduced numerous...

Learn more
Finance Act 2024: what impact will it have on furnished tenants?

There has been a lot of talk over the past year about the tax regime for furnished lettings, especially in the tourism sector, sometimes referred to as the AirBnB niche. In the end, an amendment...

Learn more
The Prêt à Taux Zéro in 2024

Following Bruno Le Maire's announcement on Wednesday 18 October, we knew that the PTZ would be extended. The Finance Act for 2024 (art. 71) has extended the PTZ until 31 December 2027, subject to...

Learn more
Is this the end of the restitution claim?

At the start of the new year, we take a look at an important point in the Finance Act 2024: the reform of the restitution claim. What is the restitution claim? What is the impact of this change?...

Learn more
HAPPY FESTIVE SEASON!

This week we won't be tackling any economic, tax or legal issues! This week, we simply want to thank you for reading us and for your confidence in us, day after day. In this year of 2023,...

Learn more
What news from the bond market?

...

Learn more
A new offer: a structured product with a ratchet effect

In the current economic climate, our partners are constantly improving their financial solutions to meet our needs and those of our customers. The result is an ingenious new product: a structured...

Learn more
Diversification and optimisation: the ABCs of wealth management!

Wealth management covers legal, asset, financial, retirement and tax issues! Today we're focusing on two of them: financial investments and tax optimisation. Financial investments This is...

Learn more
Life insurance: a long-term investment?

We often hear that life insurance is a contract that is locked in for 8 years. Obviously, this is not true! Apart from the tax aspect, which we won't go into today, which is favourable once the...

Learn more
The Prêt à Taux Zéro

Following on from the decision to extend real estate zoning, the government, through the intervention of its Minister Bruno Le Maire, is outlining Prêt à Taux Zéro’s new...

Learn more
Toulouse in Zone A - what does this change?

With the decree of 02 October 2023, the authorities have changed the zoning, i.e. the classification of certain areas according to the degree of tension they are experiencing in their local property...

Learn more
Inflation, a familiar word but unknown consequences!

Last week, we talked about the impact of inflation on bonds, but how is inflation explained? How does it influence the monetary policies of central banks? Here are a few explanations. What...

Learn more
Central bank decisions in the light of inflation

With inflation stabilising, the decisions of the world's central banks are eagerly awaited by everyone in the financial world. What are their latest decisions? What are they based on? Wealth A7...

Learn more
Bonds and inflation!

Bonds are becoming an increasingly popular asset. But what is it really? What is the impact of the current situation on this investment? Here are some explanations. A few general points about...

Learn more
BRICS Summit

We have just witnessed what could shake up economic relations around the world: the expansion of the BRICS to include new members! Meeting last week in Johannesburg, the five current members of the...

Learn more
Transferability of credit

While this was common practice for many years, the unprecedented period of low interest rates has seen this clause gradually disappear. Why? Simply because, with a falling property loan market, a...

Learn more
A short summer break!

After a turbulent and unpredictable 2022, the beginning of the year has seen some developments that should enable us to move forward. A more stable 2023 The transformation of the financial,...

Learn more
Decarbonization of the financial world

Following on from the government's decisions, and in particular the taxonomy mentioned in our article of June 16, 2023, the financial world is placing increasing emphasis on sustainable...

Learn more
What is a wealth assessment?

Wealth management advisers are an increasingly well-known and widespread profession. We often talk about the qualities of these professionals, but what is the essence of their work and how do they go...

Learn more
Property dealing

Increasingly popular, property deals are coming up against the realities of the banking world. Admittedly, these projects often offer double-digit returns, but there are conditions to be met. Here we...

Learn more
Understanding the PER!

Among the investments and solutions regularly mentioned is the Retirement Savings Plan (PER). Since its introduction on 1 October 2019 with the entry into force of the Pacte law, it has gradually...

Learn more
Alternative investments

In today's fast-moving financial environment, it is sometimes difficult to position yourself in traditional financial investments. That's why there are alternative solutions that meet certain...

Learn more
Financial investments put to the test by the energy transition

In recent years, the financial sector has undergone a major transformation, driven by public expectations of environmental responsibility. It all began with the introduction of ESG criteria...

Learn more
Understanding the stock market

We often talk about the financial markets and the stock market, but what are they really all about? Many of the major players that impact on our daily lives are involved. So how do you make sense of...

Learn more
Why entrust your savings to an independent financial adviser?

There are several different ways to invest your savings. Most of the time, your savings are deposited with your bank, at the suggestion of your adviser. What types of investment are available from...

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Why call on the services of a Wealth Advisor?

Contrary to popular belief, an asset management adviser is not just for the wealthy. Indeed, everyone can find themselves in a situation where the knowledge and expertise of an adviser would be...

Learn more
Crisis over the US debt ceiling

With Democrats and Republicans still unable to reach an agreement, we are once again approaching the debt ceiling. What would be the consequences if no agreement is reached? What is the debt ceiling?...

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Deduction of charges on rental properties

When you own a rental property, the tax authorities take into account the expenses relating to this property. Depending on whether the property is rented bare or furnished, the treatment is...

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Is it the housing crisis?

As we mentioned at the beginning of 2023, many factors are affecting the housing sector. As feared, the crisis is beginning to make itself felt and many voices are being heard. In the last two weeks,...

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Everything you need to know about crowdlending!

In the 2000s, we saw the emergence of participatory financing, otherwise known as Crowdfunding. It consists in calling upon Internet users to find financial resources in order to carry out cultural,...

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Today, focus on the IFI

To replace the ISF (Impôt Sur la Fortune), which was repealed on 30 December 2017, the government has introduced a tax system that only takes into account real estate assets, the Impôt...

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Understanding the right to make mistakes

In 2019, the State has changed its philosophy regarding the management of its administrations. It wanted the feeling of mistrust that the French might have had to give way to trust. This is how the...

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It's time for the 2023 tax return!

Like every year, April marks the start of the tax return campaign. What changes? What is the timetable? Here is the important information to know. The calendar The campaign starts with the...

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Spotlight on tax evasion

A few days after the stress experienced by banks on the markets, another crisis shakes some of them. Searches have taken place this week on suspicion of "CumCum", a controversial practice...

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The Groupement Forestier

Among the tangible investment vehicles, Groupements Fonciers Forestiers (GFF) or Groupements Forestiers d'Investissements (GFI) are experiencing a real boom. We have noticed that clients are...

Learn more
The fall of the Silicon Valley Bank, what consequences for investments?

Since Friday 10 March, the global banking system has been in turmoil. What happened in the United States? What are the risks for European banks and for savers? Here are a few elements of...

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How to invest in real estate?

We often hear about investing in real estate but what is the best solution? It depends on each person, so here are a few things to help you understand. Investing in the Pinel law and Pinel...

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The consequences of inflation for savers

For several months now, states around the world have been confronted with inflation. This is becoming more and more concrete for the population when buying everyday needs, but what is the impact for...

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Financial investments and the elderly

Nowadays, as life expectancy increases, the ageing of the population is significant and this has consequences for all professionals in the financial world. On 1 January 2020, 20.5% of the French...

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Transferability of life insurance policies

The transfer of contracts from one insurer to another is a subject that is regularly on the agenda. But on 31 January 2023, a new step was taken. On that day, the Senate voted on the first reading of...

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Obligation to declare property assets

The year 2023 marks the disappearance of the "taxe d'habitation" for principal residences. This abolition entails a major change since, from now on, all owners of real estate for...

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Retirement, a problem! What are the solutions?

As you probably know, a reform of our pension system is underway. Which reform is desired by the government, which other type of pension exists, Wealth A7 explains everything to you. The...

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The monthly revision of the usury rate

After an unprecedented year marked by historic variations in borrowing rates, a major change is about to take place. Indeed, the significant inflation of 2022 has highlighted considerable problems...

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2023, what year for real estate?

After the euphoria of the housing market in 2021 and 2022, following the COVID confinements, what are the forecasts for 2023? 2022 review: After the euphoria that hit the property market after...

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Housing your child free of charge: a duty or a gift?

For parents, it may seem natural to house their child as long as it suits them. However, beware of the consequences! Housing your child, an obligation... or not The law requires parents to...

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Ab initio dismemberment: what is it?

  Ab initio dismemberment is a method of transferring bare ownership shares from the creation of the company without the need to make a donation, but what are the advantages and risks of this...

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What is the purpose of a beneficiary clause in life insurance?

A life insurance is a savings investment that is particularly useful in terms of inheritance strategy. Thus, the beneficiary clause must be thought out when subscribing a life insurance policy:...

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FTX: what happened?

On November 11, 2022, the crypto giant FTX has placed itself under the protection of Section 11 of the U.S. law and initiated the process of personal bankruptcy, return on this earthquake in the...

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Starting a business: what assistance can you receive?

The creation of a company is an important step in the beginning of your activity. Numerous fiscal, financial and technical aids can be granted to you in order to facilitate this creation:...

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Inflation: why are we hearing about variable rate loans?

While the European Central Bank has decided to drastically raise its key rates, the variable rate loan is reappearing in the credit environment, Wealth A7 explains it all to you:   What is...

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The associated cross guarantee: anticipate the transmission of your company!

The associated cross guarantee: anticipate the transmission of your company!   The cross guarantee is a death insurance allowing to protect the surviving partner in the event of a death,...

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Pinel scheme: what changes from 2023!

Investing in a Pinel scheme allows you to obtain a significant tax reduction thanks to a commitment to rent for 6, 9 or 12 years. The device has been greatly modified and the changes will be...

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Wealth A7 wishes you a happy vacation !

Wealth A7 is going on vacation and will be back on August 29th, even more fit to advise you on the management of your wealth! In a world that moves, Wealth A7 is there to bring your desires to...

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What are the differences between a capitalization contract and a life insurance ?

The life insurance contract is one of the favorite products while the capitalization contract is more discreet. However, there are advantages to choosing one or the other. Wealth A7 explains the...

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New quinquennium: what changes for the taxation of cohabitants?

Emmanuel Macron has started his presidency and has announced since his campaign a tax cut of 15 billion. The regime of cohabitants being very penalizing, what impact could this quinquennium have on...

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Why opt for a shared donation rather than a simple donation?

A donation during one's lifetime allows the transmission of one's patrimony before the succession. Several types exist, but among them, the shared donation and the simple donation are the...

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MiFID II: new obligation to advise on ESG criteria!

As of August 2, a European regulation amending the MiFID 2 directive comes into force. This regulation 2021/1253 was adopted in April 2021 and obliges financial intermediaries to focus their advice...

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Why is it becoming more and more difficult to obtain a loan?

Because of the inflation, the rates of the credits increased gradually these last months, however, the rate of usury remained stable and prevents the banks from carrying out one of their tasks: the...

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Pacte Dutreil: the Court of Cassation updates its position on animating holding companies!

In a decision dated May 25, 2022, the Court of Cassation censured the administrative doctrine and allowed a Pacte Dutreil to survive even after the loss of the "animating" quality of a...

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The tontine: how to facilitate the transmission of one's real estate assets?

The tontine: how to facilitate the transmission of one's real estate assets? The tontine is an ancient mechanism which allows to secure a capital in the hands of a person by means of a...

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How to compare your life insurance or your PER from June 1st ?

On March 6, 2022 a decree was published concerning the standardization of life insurance and PER fees. This measure will allow future policyholders to compare the costs of the different unit trusts...

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A new real estate market: the Metaverse

While virtual reality and its platforms have long remained at the game stage, it is now possible to buy real estate in several Metaverse. Wealth A7 explains this growing trend.   Buying...

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From May 14, 2022, the unique status of the individual entrepreneur comes into force. This status is the result of the Law n° 2022-172 of February 14, 2022 which also definitively abolished the...

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Structured products and inflation: should you invest?

Structured products and inflation: should you invest?   These are products that allow you to boost your portfolio while protecting your capital. Many structured products are proposed on...

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The Lemoine law, how to change your loan insurance from June 2022 ?

The Lemoine law, how to change your loan insurance from June 2022?   The Lemoine law, published on February 28, 2022, will come into force in June 2022. This legislation will allow...

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Deezer and I2PO: SPACs the new standard for IPOs?

Deezer and I2PO: SPACs the new standard for IPOs?   Deezer will go public through a merger with SPAC I2PO created last year by François-Henri Pinault (via Artemis), Mathieu Pigasse...

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ECB monetary policy and war in Ukraine: explanation

On Thursday, April 14, 2022 the European Central Bank met to decide on the policy to be adopted for the coming months. Many actors remained intrigued by the position adopted by the...

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2022 tax return: what's new?

Since April 7, 2022 the tax campaign for the year 2021 has begun. It is important to note the various changes for this year so that you can benefit from them.   When to...

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MiCA: the replacement for French cryptoassets regulations

On March 14, 2022, the European Parliament adopted the MiCA or Markets in Crypto Assets regulation proposal. This regulation aims to harmonize the various national laws on cryptoassets and to...

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Brokerage Reform

From 1 April 2022, membership of an approved professional association will be compulsory for all professionals wishing to register with ORIAS as brokers or as agents for brokers. The purpose of...

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Loan insurance: the end of the health questionnaire

Until now, it was necessary to complete a health questionnaire before taking out a mortgage. This questionnaire meant that people who were ill or had been ill had to take out loans at high rates, due...

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We are going here to consider two bills that have already been tabled in the National Assembly. These bills relate to the exemption from transfer duties on the transmission of family businesses...

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Happy New Year !

Today, we are not going to address one of our usual themes but we are going to take advantage of these few lines to thank, at the end of the year, those and those who allow us to carry out, day after...

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NFT: the next digital revolution?

Do NFTs mean anything to you? This notion is increasingly mentioned on the markets. NFTs (non-fungible tokens) are tamper-proof digital certificates that certify the authenticity of a virtual...

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Projections on the elections

The 2022 presidential election is gaining momentum in the news. The economic debates during the elections will mainly focus on themes that have been highlighted by the Covid crisis. The...

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When the omicron moves to the stock table

Last week, the markets were taken by surprise with the announcement of the Omicron variant. According to specialists, it is highly contagious and resistant to the current vaccine. Rest assured, we...

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Economic news: an effervescent month of August!

The Wealth A7 team is happy to see you again after this energy boost! While we expected a rather calm August, the news has unfortunately been quite hectic. Indeed, you will not be without...

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HEALTH PASS FACING THE DELTA VARIANT AND ECB FACING ITS MANDATE

Topic more relevant than ever: COVID-19 Between Variant Delta and health pass, debrief on what is happening. As we were able to discuss in our article last week, according to the government,...

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Overview of a constantly changing summer

We are pleased to share with you this this new weekly article discussing perspectives for this summer 2021. On the menu : Variant Delta US and Fed data Chinese economic policy Oil and...

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Economic point : OPEC & Convertible Bonds on display

The macro of the week : The job market has not fully recovered from the pandemic we are all experiencing. But note that for the month of June alone, no less than 850,000 jobs were created for...

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MACROECONOMIC REVIEW OF THE WEEK: FOCUS ON THE UNITED STATES AND THE G7 MEETING

Continuing on from our last article, let’s take a look at the most satisfying economic data from last week. We will gladly look to the United States, with, for the month of May, the creation...

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Real Estate Company and resale: what happens in case of capital gain?

Real Estate Company are structures very regularly used in the context of real estate investments, whether for rental or even in the context of the purchase of the main residence. These are civil...

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New or old real estate: a difficult choice!

In addition to its cachet and the allure that the old stone can have, many investors are turning to old real estate in particular with the aim of obtaining better returns. Looking at all the data,...

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Impatriate status: if you could benefit from it ...

With the development of globalization, expatriation and the status associated with it are now more or less known to all of us. But if we talk to you about impatriate status, this notion will...

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International REITs for maximum profitability

Based on the observation that our clients are more and more fond of the REITs (real estate investment company), this article could also interest you! The concept in a few words: the REIT is an...

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Conditions to obtain real estate loans: 2020…Bad, 2021…Good

After a record number of loans granted in 2019, the High Council for Financial Stability (HCSF) decided to tighten the conditions to obtain loans for the year 2020, in particular with the aim of...

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Happy New Year!

2020 has ended! We have a thought for all the families and professions that have been affected by Covid 19. The priority for 2021 is to get out of this global pandemic and open a new page where...

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Life Insurance Contract: if the deferred profit sharing would be the considered solution?

Do you think that the life insurance contract may not meet your expectations because you can make regular withdrawals and therefore being taxed on the part of the interest generated? Wealth A7 has...

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Post-Covid retirement, shall we talk about it?

Retirement is an important step for everyone. Indeed after several years of activity it is about a new life which begins, in which some will decide to take time for themselves, for their family,...

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Give meaning to your savings: the new real estate SRI label

Preserving the environment is a crucial challenge, which tends to become more prevalent in our daily lives. Acting responsibly is not only about sorting your waste or reducing your electricity...

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From a viral wave to a digital wave

Did you already know Bitcoin, Etherum, Ripple? It looks like the story will not end there ... At the beginning of November, Christine Lagarde, assisted by her “Mr. Crypto”,...

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What's new in new real estate?

November was marked by the validation by the National Assembly of the extension of two specific mechanisms: the Zero Rate Loan, commonly known, in France, as PTZ and the PINEL. The end of these...

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Never too late to optimize your taxation!

While some have used the first confinement to deal with subjects that are often overlooked, you have opted for procrastination and put off the question of optimizing your taxation until tomorrow?...

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"Nothing is lost, nothing is created: everything is transformed !!!"

As we can all attest, 2020 has not been a smooth year. And it's not over yet... At a time when the health situation is deteriorating further, between curfew and lockdown, we must admit that a...

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What to do with the “deeply negative” rates that threaten your money?

Economist Kenneth ROGOFF is at the origin of the theory of "deeply negative" rates, putting a real risk on your bank deposits: taxation. It all started in June 2014 when the European...

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Isn't the OBO beautiful?

The real estate OBO, the Owner Buy-Out, has for principle the constitution of a "sale to oneself". It is a real tool for optimizing your wealth since it allows you to reduce the tax burden...

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Renovated old real estate: ethical and profitable

There are several ways to invest in real estate while optimizing the taxation of your wealth. Either by investing in building new housing Either by rehabilitating old housing Today with...

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Passing on your business: which solution to choose?

Passing on a business, whether it be commercial, artisanal or agricultural, is a fundamental issue that is not always easy to anticipate. Indeed, several mechanisms may be available to you, but...

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Useful and profitable, have you thought about crowdfunding?

Crowdfunding allows you to invest in projects that you believe in and in return get an attractive return on investment in a relatively short time horizon. For project leaders, this is an alternative...

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End of tax exemption on houses in 2021: maybe not?

It is a fact: the French are increasingly deserting apartments and are setting their sights on houses. Indeed, in search of an increasingly important quality of life, people are ready to move away...

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Tick tock… Attention, last days before the definitive disappearance of PERP!

On October 1, 2020, the PERP, the French Popular Retirement Savings Plan, will definitely give way to the PER, the French Retirement Savings Plan. But what significant differences exist between these...

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Enjoy article 790Abis of the General Tax Code to boost your projects!

You want to help a loved one, but you have already made a donation of € 100,000? Or are you willing to provide a larger amount? The 3rd amending finance bill for 2020 brought a new tax...

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Farmers, which structure for your objectives?

The agricultural sector is now faced with multiple issues that it is necessary to dwell on in a still uncertain economic context. Indeed, land management, farm transfer and cost optimization are...

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Great news at Wealth A7!

Hello to all, Today at Wealth A7 we want to share some great news with you! Indeed, we are extremely pleased to announce the creation of our own tailor-made internal investment fund, especially...

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Furnished rental, professional or non professional regime?

Since the end of the lockdown, while some expected a slowdown in the real estate market, we can see on the contrary that the strong interest of the French in real estate has not waned. Wishing to...

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"C'est l'OR... il est l'OR de se réveiller... MonseignOR"

Over the past few months, faced with hyper volatility in the financial markets and wishing to protect your assets, many of you have asked us about safe havens. Gold is the historical safe haven,...

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Bring a building to a family real estate company or an LLC, be careful!

The "family" real estate companies and LLCs (Limited Liability Companies) are companies that allow several people to pool real estate. A person may prefer the incorporation of a...

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Can we trust the trust?

What is a trust? The trust is a legal act under Anglo-Saxon law that does not exist in French law. A person, the settlor, places assets in a sort of legal box, under the control of a trusted third...

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Thank you!

This Tuesday, we are not going to tackle one of our usual themes in the field of finance, economy, taxation or real estate ... The sunny days are finally coming and it is time to take stock of these...

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Article 150-0 B ter is thunder!

When you want to sell your company, you have several options. You can decide to sell your business (as well as other assets) separately and then liquidate the company. Another possibility is to sell...

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Donation of goods purchased on credit - Is this prohibited?

You wish to donate a property but the financing of your property is still running. Don't panic, you can donate without waiting for the repayment of your loan! Beforehand it will be necessary...

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Inflation alert!

Inflation. What is behind this economic term? Could the Coronavirus crisis lead to higher inflation? With what consequences ??? What is inflation? It is characterized by the decline in the...

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Ministerial response Pellois: can short-term rental still last?

It is not a surprise for anyone, the short-term rental, or seasonal rental, is so successful that it comes to overshadow some hoteliers and causes a shortage of accommodation for residents seeking...

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Diversified real estate is not rocket science!

We know that real estate is the favorite investment of the French, it is not always easy to access it: an often significant cost, complex administrative procedures or even too little time to allocate...

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Service residences: which can be of most service to you?

Investing in a property located in a service residence is a solution that deserves your attention because of its many advantages. You do not know what is the furnished rental in service residence?...

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Plan and protect!

We know we can't always control everything, however we have the power to anticipate, so let's use it! Death, accident, illness, hospitalization, natural disaster, are all unforeseeable...

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Real estate facing Coronavirus: investing is thinking

As expected, the health crisis triggered by the coronavirus epidemic is impacting the real estate market. When the economy is bad, we can resign ourselves and wait for it to pass. Or we can react and...

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Overview of financial and real estate investments: how to choose?

It's not easy to navigate the jungle of financial and real estate investments, is it? Don't panic, the Wealth A7 team has worked on a synthetic presentation to simplify your life and guide...

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Certainties of yesterday will not be evidence of tomorrow!

In the mid-1980s, Michael Porter, an American economist, put forward, through his books and analyzes, the principles of competitive advantage. To summarize his thinking, let's say that...

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Plan!

The total confinement that is imposed on us today will have at least one merit: that of reminding us of what our essential, even primary, needs are. It is enough to refer to the famous pyramid of...

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A war or a new era?

As the coronavirus continues to rage and affects more and more countries and more and more of us, we also need to know how to lift our heads and look to the future. But how do we know what lies...

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Wealth 17, always by your side !

In this difficult period of containment and sanitary crisis, Wealth A7 set up a business continuity plan and continues to manage your assets. Our team is 100% operational and will remain so...

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Panic in the markets! What shall we do?

Since Monday, a storm has hit the global financial markets: the French 'CAC 40' has lost more than 8% in a single day (with a loss of more than 1,500 points since the start of the year). The...

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Coronavirus: how to guarantee your capital despite the stock markets fall and the high volatility.

In the current context of sanitary crisis, a wave of panic is blowing on the stock markets. The financial markets known their peer week since the 2008 crises and dropped by more than 15% in a few...

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Life insurance : why pick a luxembourgian contract ?

The luxembourgian life insurance has many advantages, especially in terms of security: it’s the most secure system in Europe thanks to 2 mechanisms: -    The safety triangle...

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Anticipate your future, think bare ownership!

Rental investment is booming. 'Pinel' in mind. If the real estate investment classics are good, they are not always the best! Today, we tell you more about the challenger: buying bare...

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SRI funds: how to combine performance and ethics?

Socially responsible investing (SRI) involves investing your money in a fund that meets environmental, social and governance criteria (ESG criteria). To begin with, what is a fund? It is a...

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New Retirement Savings Plan: do you know the 'PERE OB'?

Whether you are an employee or an employer, employee savings concerns you and represents one of the subjects developed by the PACTE law, passed last May. The various employee savings plans have...

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Drop in the 'Livret A' rate in 2020: how to make your savings grow?

It’s now official, starting next week, the Livret A remuneration rate so dear to French people because of its availability will drop from 0.75% to 0.5%. Indeed, in a context of negative...

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Real estate firm : income tax or corporate tax ?

Invest in real estate through a real estate firm has many benefits in terms of management and transmission. The real estate firm is flexible and usefull for many asset strategies. But what about...

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The end of an exceptionnel niche

From 2021, it will no longer be possible to benefit from the Pinel law by investing in individual houses or villas. Unfortunately, this is an excellent niche market, especially in Toulouse :...

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The progressive tax scale will evolve in 2020 : are you winner or loser ?

The finance law for 2020 will involve some changes in the tax scale :   →The tax rate of the first tax racket will decrease to 11 % instead of 14 %. →The tax...

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Start 2020 with a recognized player in wealth management!

There are 7 reasons to choose Wealth A7 for your wealth management : And find us on Youtube: at least 7 reasons why! - Low credit brokerages fees - Fees under control for your financial...

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Wealth A7 wishes you a happy New Year!

While 2019 is over (2019, a year full of events and news, and also the year when we turned 15!), the whole Wealth A7 team joins me to wish all the very best to you - our customers, our partners - and...

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What future for your retirement pension ?

You have noticed that the government intends to reform deeply our retirement system:  The new model would retain the intergenerational solidarity mechanism which involves that workers...

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Traditional investments are paying less and less ... You need us!

In the long run, the Livret A is becoming increasingly unprofitable, and the situation is going to deteriorate when the rate will fall until  0,5% in February ». So, the...

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Wealth A7 turns 15!

Today, Wealth A7 celebrates its 15th anniversary at the Museum of Natural History in Toulouse. The opportunity for our customers to interact with the team in an exceptional and friendly setting...

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The new reform of the abuse of rights: do you risk tax adjustment?

"The Administration is entitled to exclude, as being not opposable to it, the acts which, seeking the benefit of a literal application of the texts or of decisions against the objectives pursued...

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Real estate interest rates down: is this really a good thing for investors?

As we all know, interest rates have reached a historically low level (1.18% on average in September 2019, Source: The Crédit Logement Observatory). This represents a golden opportunity for...

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Life insurance: is the French’s preferred investment dead?

Given the current economic context, we must face the obvious: the very nature of the euro fund, that is to say, the guarantee to fully recover its capital, can soon no longer be assumed by the...

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