financial audit

What is the difference between macro and micro-economics?

The purpose of the macro-economy is to analyze the behavior of the economy in general; that is, decisions taken at the national, international or industry-wide level (automotive, tourism, health, etc.).

Conversely, microeconomics analyzes the individual decisions and behaviors of consumers and businesses. Its objective is to explain rationally the choices of economic agents (level of consumption ...).

What is the Wealth A7 method?

In order to build a strong and efficient asset allocation, our Wealth A7 experts analyze the current macro-economic context. They are based on many economic indicators such as a country's GDP, inflation level, unemployment rate, key interest rates, housing construction and many other factors to detect the major economic trends.
This in-depth analysis of the macro-economy helps to guide us when selecting the funds offered to our clients.

A fund allocates investors' money to various products such as stocks or corporate bonds, government bonds, real estate ... So you do not invest directly in specific companies but in funds that play the same role. intermediary role.

We choose these meticulously taking into account their composition, in particular according to:

• asset classes on which it is advisable or not to invest at present (stocks, bonds, real estate, ETFs, structured products, commodities, gold ...),
• geographical areas to favor (Europe, USA, China, emerging countries ...).

Wealth A7 works in open architecture and selects the best funds among those available on the market to form the various life insurance contracts, capitalization contract, retirement savings plan... of its customers.

We also use fundamental financial analysis based on stock-picking management in the context of financial products such as PEA (stock savings plans) because this type of instrument is subject to restrictions on assets types (equities only) and geographical areas (France and euro area). We then use a financial analysis of the company and performance indicators (financial ratios) to detect the most promising companies and the champions of tomorrow.